A clear SCI, a framed pact, smooth resale. Houssa orchestrates co-ownership end to end.
Before the feature, the intent. This is what guides every product, legal and governance decision we make.
Ownership is no longer the privilege of the wealthy. A second home — be it a cabin in Brittany, an apartment in Lisbon or a villa in Provence — becomes possible from a few tens of thousands of euros, provided it is shared.
« Democratising ownership means making negotiable what was once reserved. »
At Houssa, no minimum ticket required. We support groups of friends, extended families and like-minded collectives around a single property. The legal structure — a variable-capital SCI — allows flexible contribution amounts, members joining and leaving, without rewriting the statutes each time.
Governance as a collective work. A co-ownership that lasts is first and foremost governance that anticipates friction rather than handling it as a crisis.
« Better a clear pact than a forced friendship. »
We provide a pre-drafted shareholder pact, configured with your group and signed electronically. Transparent usage calendars, weighted voting rules, mediation included in the subscription. No more improvising: everything is framed, and everything stays editable by unanimous decision.
What is built must be able to circulate. A share in an SCI should never become a trap: this is our most demanding commitment.
« Exit is a right. Continuity is a shared work. »
Our internal secondary market lets a partner transfer their shares to a new entrant, subject to validation by co-partners (right of first refusal, majority approval). No lifetime lock-in, no forced buyback in an emergency. Liquidity preserves individual freedom without threatening the collective.
A budget, a number of partners, a governance plan. You get the structuring fee, the price of a share and the SCI's monthly subscription, based on our current parameters.
Billed to the SCI, not per partner.
Indicative, non-contractual estimate, with no guarantee of completion, return or value. Not investment advice. Amounts due to Houssa pay for the use of the platform. Acquisition costs (notary, transfer duties) are excluded. Parameters adjustable by our team.
Structuring fee: 0.5% of the property price, from 1 500 € to 3 500 €, up to 6 partners included.
You pay for structuring once, for governance monthly, and for liquidity only if you sell your shares.
One-off
0.5% of the property price
Floor 1 500 € · cap 3 500 €
Only when shares are sold
490 € + 1.5 to 2%
of the value of the shares sold
Per month, billed to the SCI
Essential
29 € / month
Serenity
59 € / month
Priced per SCI, not per partner: the amount does not change when you are six.
All amounts are in euros, all taxes included (20% VAT included).
Co-ownership starts with the right people. Describe your project — we'll surface aligned profiles.
Geography, budget, lifestyle: three axes are enough to qualify a strong fit. We handle the rest quietly.
Geography
Regions, property type, seasonal use. Start from the obvious.
Affinities
Family, close friends, couples, mixed profiles. The right group before the right deed.
Budget & horizon
Entry ticket, monthly charges, project duration. Everything must align.
A few minutes to scope the idea. Matching prepares behind the scenes.
Set my preferencesMatching coming soon
Variable-capital SCI
A Société Civile Immobilière (real-estate civil company) set up for each property. Variable capital allows a partner to enter or leave without dissolving the structure: the SCI continues, your shares circulate. Compliant statutes, simplified accounting, proportional liability.
Automated shareholder pact
The pact governs shared life: use of the property, exit, right of first refusal, mediation. Pre-drafted by our lawyers, configured with your group in a few clicks, signed electronically.